Mr. Colby spent 15 years working on Wall Street. He was a Senior Vice President and Branch Manager for Morgan Stanley in Red Bank, New Jersey where he was ranked as the top Branch Manager in the nation for 1998, 1999, 2000 & 2001.   During his tenure Mr. Colby recruited over 230 brokers, opened 6 branch offices and was responsible for a complex that generated over 60 million dollars in revenue .Mr. .Colby is a graduate of Union College, Schenectady, New York where he graduated summa cum laude with a Bachelors of Science Degree in Economics. He received his Bachelors of Business Administration from the Wharton School of Business.